December 18, 2018

Claim: आज देश के सामने 2014 के पहले की तस्वीर है, जब देश के 50 प्रतिशत लोगों के पास बैंक खाते नहीं थे। अब 2018 के अंत में, देश के हर परिवार बैकिंग सिस्टम से जुड़ चुका है: PM @narendramodi

(Before 2014, 50% of Indians did not have a bank account. Now, by the end of 2018, every family in the country is connected with the banking system.)

Fact: Partly true. As of 2011, 58.7% Indian households already had a bank account, 8.7 percentage points more than the PM’s claim for three years later.


Explanation: As far back as 2011, about 58.7% of households reported having bank accounts in 2011 Census, a Lok Sabha reply on December 14, 2012 said. This is 8.7 percentage points more than Modi claimed, and more bank accounts would have been added over the next three years to 2014.

Today, almost every household in the country holds a bank account, the Pradhan Mantri Jan Dhan Yojana (PMJDY) dashboard says. However, 35 million households were not surveyed for PMJDY, which found 210.5 million of 210.6 million surveyed households to be covered. The Census 2011 lists 246 million households across the country, as FactChecker reported in January 2017.


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